Bankruptcy
Chapter 7 Bankruptcy Las Vegas
Told You Don’t Qualify for Chapter 7?
Before You Give Up, Get a Second Look.
Devine Legal Group has been assisting clients with their bankruptcy needs since 2004.
If you’re struggling with overwhelming debt, you are not alone. Perhaps you have even talked to another attorney about a Chapter 7 bankruptcy but been told that you don’t qualify. Don’t assume that’s the final answer.
Our Experienced Las Vegas Bankruptcy Attorneys know there is more to qualifying for a Chapter 7 bankruptcy than what is typically explained. Your eligibility depends on your individual financial circumstances. Income is important, but it is not necessarily the only factor involved in determining whether a Chapter 7 may be available to you.
At Devine Legal Group, our Las Vegas and Henderson bankruptcy attorneys can review your circumstances, explain your options, and help you understand whether Chapter 7 may be appropriate for you.
Call Devine Legal Group Today
702-515-1500
Serving Las Vegas Clients Since 2004
[ CALL 702-515-1500 ]
Las Vegas Chapter 7 Bankruptcy Attorneys
When debt becomes overwhelming, it can feel like there is nowhere to turn.
Credit cards. Medical bills. Personal loans. Collection calls. Lawsuits. Garnishments.
You may be doing everything you can to keep up, yet your debt continues to grow.
Chapter 7 bankruptcy may provide a legal path toward a fresh financial start for individuals who qualify.
But determining whether you qualify isn’t always as simple as looking at your income.
That’s where experience matters.
Devine Legal Group has been assisting clients since 2004.
Our attorneys understand the complexities involved in bankruptcy cases and take the time to look at your complete financial circumstances.
If you’ve already been told that Chapter 7 isn’t available to you, we can take a second look.
Think You Make Too Much Money?
You May Want to Get a Second Opinion.
One of the most common things people hear when they ask about Chapter 7 is:
“You make too much money.”
But Chapter 7 eligibility can involve more than simply looking at your gross income.
Depending on your circumstances, factors such as household size, income, allowable expenses, debts, and changes in your financial situation may be relevant.
That’s why you shouldn’t rely solely on a quick calculation or an informal opinion.
Let an experienced bankruptcy attorney review your situation.
If you’ve been told that you don’t qualify for Chapter 7, call Devine Legal Group at 702-515-1500.
We’ll help you understand the applicable bankruptcy rules and how they may apply to your circumstances.
Why Choose Devine Legal Group?
Assisting Clients Since 2004
For more than two decades, Devine Legal Group has been assisting clients with difficult legal and financial problems.
We understand that considering bankruptcy can be stressful. You may have questions about your debts, your property, your credit, your income, and what happens after filing.
Our goal is to give you clear information about your legal options so you can make an informed decision.
Experienced Bankruptcy Counsel
Bankruptcy law involves detailed rules and procedures.
Our attorneys have experience handling Chapter 7 matters and helping clients navigate the bankruptcy process.
Trusted by Other Attorneys
Other attorneys refer clients to Devine Legal Group for bankruptcy representation.
When another lawyer refers a client to our firm, that client can come to us knowing that their bankruptcy matter will be handled by attorneys who regularly work in this area of law.
If your attorney has recommended that you speak with us, give us a call.
What Is Chapter 7 Bankruptcy?
Chapter 7 is a federal bankruptcy process that may allow qualifying individuals to obtain a discharge of certain debts.
Depending on your circumstances, Chapter 7 may address certain unsecured debts such as:
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Credit card debt
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Medical bills
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Personal loans
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Collection accounts
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Certain other unsecured debts
A bankruptcy filing also generally triggers an automatic stay, which can stop many collection actions while the bankruptcy case is pending, although important exceptions apply.
Not every debt can be discharged, and Chapter 7 isn’t appropriate for everyone.
The important question is what the law means for your particular situation.
What If You’ve Already Been Told You Don’t Qualify?
Get a Second Opinion.
Maybe another attorney told you that Chapter 7 wasn’t available.
Maybe an online calculator suggested you wouldn’t qualify.
Maybe you were told that your income was too high.
Before you give up, talk to an experienced bankruptcy attorney.
At Devine Legal Group, we’ll look at the information relevant to your circumstances and explain what options may be available.
There is no substitute for having an attorney evaluate your individual situation.
Call 702-515-1500
What Happens When You Call Devine Legal Group?
1. Tell Us What’s Going On
We’ll listen to your situation and learn about the financial problems you’re facing.
2. Discuss Your Circumstances
We’ll discuss the information relevant to evaluating your potential bankruptcy options.
3. Explain Your Options
We’ll explain how Chapter 7 may apply to your circumstances and discuss other potential options when appropriate.
4. Decide How You Want to Proceed
You deserve to understand your options before making an important financial decision.
Are Creditors Calling You?
Are You Being Sued Over Debt?
Are Your Wages Being Garnished?
Are Credit Card Balances Getting Out of Control?
Are Medical Bills Making It Impossible to Catch Up?
If debt has become overwhelming, don’t wait until you understand bankruptcy perfectly before calling an attorney.
That’s what we’re here for.
Devine Legal Group
Las Vegas Chapter 7 Bankruptcy Attorneys
Assisting Clients Since 2004
702-515-1500
[ CALL NOW ]
Frequently Asked Questions About Chapter 7 Bankruptcy
How do I know if I qualify for Chapter 7?
Chapter 7 eligibility depends on your individual financial circumstances and applicable bankruptcy law. Income, household size, expenses, debts, and other factors may be relevant.
The best way to understand your situation is to have it reviewed by a bankruptcy attorney.
What if I was already told I don’t qualify?
You can seek a second opinion.
If your financial circumstances or the information used in the initial analysis was incomplete or has changed, the result may warrant another review.
Call Devine Legal Group at 702-515-1500 to discuss your situation.
Does Chapter 7 eliminate all debt?
No. Certain debts are not dischargeable under bankruptcy law. Whether a particular debt can be discharged depends on the type of debt and the circumstances involved.
Can Chapter 7 stop collection calls?
Filing bankruptcy generally triggers an automatic stay that stops many collection activities, although there are exceptions.
Your attorney can explain how the automatic stay may apply to your particular circumstances.
How long has Devine Legal Group been helping clients?
Devine Legal Group has been assisting clients since 2004.
Do other attorneys refer clients to your firm?
Yes. Other attorneys refer clients to Devine Legal Group for bankruptcy representation.
Should I wait until my situation gets worse?
You don’t have to wait until you’re in a financial crisis to learn about your options.
If you’re considering Chapter 7, getting legal information early can help you understand what choices may be available.
Told You Don’t Qualify for Chapter 7?
Don’t Give Up Until You’ve Gotten an Experienced Legal Opinion.
Devine Legal Group
Las Vegas, Nevada
702-515-1500
Assisting Clients Since 2004
[ CALL DEVINE LEGAL GROUP TODAY ]
Attorney advertising. This website provides general information and is not legal advice. Whether you qualify for Chapter 7 bankruptcy depends on the facts and circumstances of your individual case and applicable law. No particular result is guaranteed. A consultation does not create an attorney-client relationship unless and until an engagement is agreed upon.
